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  • Home / Cost & Aid / Financial Aid / Loan Forgiveness

    Financial Aid

    Loan Forgiveness

    Apply Now Visit Ursuline Find a Program Request Info

    Loan Forgiveness

    Explore resources for the federal student loan cancellation program

    Student Loan Forgiveness Information

    In August 2022, the Biden-Harris Administration announced student loan debt relief for eligible borrowers. This loan cancellation program is far-reaching and will allow for up to $10,000 or $20,000 in debt relief to many student loan borrowers. 

    The Department of Education has created a loan forgiveness website which includes a step-by-step process for this one-time student loan debt relief.

    • Students with current federal student loan debt that was borrowed before June 30, 2022 may apply for this forgiveness. It is important that you read through this information and complete the application when it is released in early October.
    • We strongly encourage students to sign up for Federal Student Loan Borrowers updates from the Department of Education by simply providing your email address on their webpage. You will be notified when the application for forgiveness is available for completion.

    While Ursuline will not be involved in your application for loan forgiveness, the links provided above and below will assist you in making application for debt relief with the U.S. Department of Education.

    Note:

    With the recently announced student debt cancellation, a new wave of scams has already begun trying to gain access to personal and financial information. The Federal Trade Commission (FTC) and U.S. Department of Education remind borrowers to be on alert.

    • This debt cancellation program does not have a fee
    • Borrowers should never have to pay for information or pay to sign up for any federal loan forgiveness program
    • Borrowers will not receive calls or texts about this program

    Report any suspicious activity to the FTC.

    Additional Resources

    In addition to the important links provided above, the following resources can guide you with information on the debt relief program announced in August 2022:

    Monitor information at studentaid.gov to ensure you understand your role in applying for debt relief and important timelines related to the process.

    While debt relief may be provided to qualifying students, borrowers should continue to view all loans taken or received as assumed debt subject to repayment. Families have no guarantee such forgiveness will be granted until determination is made for them following formal application with the Department of Education.

    Applications for student loan debt relief will be made with the U.S. Department of Education

    • Federal Student Aid Website: studentaid.gov
    • Federal Student Aid Information Center: 1-800-4FED-AID (1-800-433-3243)

    Please work with the Department or your federal loan servicer to understand loan repayment, debt relief processes, and your role in applying for or receiving student debt relief.


    Reminder: The 2023-'24 FAFSA application opens on Saturday, October 1, 2022!  You must complete this application if you want to renew your aid for the 2023-'24 academic year.

    • Complete the FAFSA on studentaid.gov
    • The 2023-'24 FAFSA application is based on student and parent 2021 tax information

    Note: It is still not too late to complete the 2022-23 FAFSA application if you have not already done so!